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From the President’s Desk - Happy Holidays!

M GrafAs the holiday season approaches, we want to extend our warmest greetings to you and express our deepest gratitude for your continued support throughout the year. The joy and warmth of the season bring us great happiness, and we hope it does the same for you and your loved ones. 

As we look ahead to an exciting new year, we are filled with enthusiasm for what the future holds. We are committed to making your experiences with us even better, and we have big plans to achieve that. Our team has been hard at work, and we are currently working towards launching a new digital banking platform. The platform will bring a greatly improved user experience both online and via the app, with a ton of great new tools and features. We are in the early stages of this project and are hoping for a rollout in the second half of 2024. We are extremely excited about this enhancement and we will continue to invest heavily in technology in the coming years to enable us to provide you with more seamless and efficient solutions.

From the Employees and Board of Directors, thank you for your continued trust and support in us – we are truly thankful for the opportunity to serve you. We wish you and your loved ones an abundance of happiness, health, and prosperity in this holiday season. It’s our privilege to be part of your journey, and we look forward to continuing to serve you with excellence in the coming year. Wishing you joyful holidays and a bright, successful New Year ahead!

Michael R. Graf
President & CEO

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