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Certificates of Deposit

Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.

Rates effective as of: 12/21/2024

Certificates of Deposit*
Term Length Minimum Deposit Interest Rate APY* Monthly APY* Quarterly APY* Semi-Annual
3 Month $5,000.00 .20% .20% n/a n/a
5 Month
(Special)*		 $5,000.00 3.92% 4.00% n/a n/a
6 Month $5,000.00 .35% .35% .35% .35%
9 Month $5,000.00 .35% .35% .35% n/a
12 Month $1,000.00 .60% .60% .60% .60%
18 Month $1,000.00 .65% .65% .65% .65%
24 Month $1,000.00 .70% .70% .70% .70%
36 Month $1,000.00 .80% .80% .80% .80%
48 Month $1,000.00 .90% .90% .90% .90%
60 Month $1,000.00 1.00% 1.00% 1.00% 1.00%

*APY = Annual Percentage Yield

Penalties for early withdrawal:
3 Months: Lose 1 month interest
6-12 Months: Lose 3 months interest
13-60 Months: Lose 6 months interest

*Annual Percentage Yield (APY) accurate as of September 20, 2024 and is based on monthly compounding. Minimum opening balance of $5,000. No IRA or other public funds. Terms, conditions and rates subject to change at any time without notice. Specials can end at any time. Early withdrawal penalty applies. 5 month CD would renew for a 6-month term at maturity at current market rate.

 

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