Mortgage Loan Rates

Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.

Please note: Due to interest rate volatility, we cannot guarantee rates as they may change throughout the day. Please call to get the current rate.

Rates effective as of: 04/26/2025

^*APR = Annual Percentage Rate

The above rates and payments are based upon the following assumptions for a conventional, owner-occupied mortgage loan:

¹The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate and any points. It does not consider the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimates and actual rates may vary.

Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30-year fixed with 360 amortizing payments, 20-year fixed with 240 amortizing payments and 15-year fixed with 180 amortizing payments based on a property value of $300,000 with a down payment of 20% and a loan amount of $240,000. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit.

²The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate. It does not consider the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimates and actual rates may vary. Adjusted rates and payment amounts are based on recent offerings and may be different from your actual rate and payment.

Rates displayed in the table are based on the following assumptions: 30-year 5/1 Adjustable Rate Mortgage (ARM) based on a property value of $300,000 with a down payment of 20% and a loan amount of $240,000. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit.

The Wall Street Journal Prime Rate is 7.50%.

Equiline, Home Equity Line of Credit - This is a variable rate, subject to change daily and is based on the Prime Rate as published daily in the Wall Street Journal. Call for current rate.

OTHER FIXED & VARIABLE MORTGAGES AVAILABLE; PHONE THE MORTGAGE DESK AT 317-462-1431.